Meet our NZCB Presidents

August 17, 2021

The New Zealand Certified Builders Association is divided into 22 regions throughout New Zealand. Each region is led by a President and supported by a local committee.

The regional Presidents role includes being a go-to person/voice on behalf of their region to communicate any industry concerns or business issues they may have. The President is available to speak on the regions’ behalf to NZCB management and the NZCB Board.

As you may or may not be aware who your President is, we have asked each President to put together a short bio about themselves so you can get to know a bit more about them.

Should you need to contact your President, their details can be found here on the members’ only Toolshed or, by contacting the National Support Office on 0800 237 843.

Matt Hatchard
Bay of Islands/Far North
Member since 2018 – President since 2021

I gave up a career behind a desk to follow my passion into the building industry as an adult. Starting in the UK, and then completing my ITAB Apprenticeship through NorthTec and Fox Build in Russell.In 2018, I won the NZCB Apprentice Challenge and later that year I took over the business I was working for, building Architectural builds in Russell.

My wife and I have two young boys which keeps us busy, and I have also been a Volunteer Fire Fighter with the Russell Brigade for three years.

Craig Cogan
Whangarei
Member since 2009 – President since 2021

Born and bred in the Bream Bay area, I have over 25 years’ experience in the building industry. I started my apprenticeship at age 15 and, once qualified, I headed overseas to gain further experience. Returning home in 2008, I started my own business, Cogan Custom Homes, focusing mainly on mid to high-end new builds.I am passionate about our region, my business and family. As well as being an active property investor, I enjoy travelling (when possible) playing golf, kite surfing and fishing while following most sports, including hockey, cricket and, of course, rugby.

Barbara MacGregor
Auckland
Member since 2010 – President since 2021

After graduating from the University of Waikato with a BMS degree (Marketing), I secured a place on the Ford Motor Company graduate program. This led to a 12-year Sales & Marketing career with this company, including working with luxury brands Jaguar and Land Rover as their NZ Marketing Manager.In 2005, my husband Kris and I established our building business in Auckland specialising in renovations. Three years later, I left Ford and since then have worked full time in our business assisting with and overseeing the day-to-day operations.

I love nothing more than taking our kids on an outing to one of Auckland’s wild west coast beaches.

Alan Warburton
Waikato
Member since 2013 – President since 2021

I’m proud to represent NZCB in the Waikato region alongside my current role as Programme Coordinator for ITAB Carpentry Apprenticeships at Wintec.I also have a small renovation company where I undertake small building jobs.

With over 20 years of experience in the building industry within New Zealand and Canada, I obtained a teaching certificate through Brock University in Hamilton, Ontario. I taught at an isolated high school in Pinehouse Lake, Saskatchewan and when I returned to Aotearoa, I taught pre-trade carpentry at Unitec in Auckland.

Paul James
Tauranga Districts
Member since 2011 – President since 2016

Born and bred on a dairy farm in the Tauranga region, I spent my youth hunting, riding dirt bikes and mucking around with yachts. Adult life saw a stint in the police force followed by a building apprenticeship in Auckland, moving back to Tauranga and into business in 2003. I have never looked back.I am currently enjoying the role as President and being able to help our local membership navigate its way through an ever-evolving building and construction future.

Hamish Galloway
Whakatane
Member since 2001 – President since 2015

I have been building for 30 years in the Opotiki and Whakatane area and employ three staff.For the last 20 years, I have also been a Volunteer Fire Fighter and have completed the Sky Tower challenge four times to help raise money for the Leukaemia and Blood Foundation.

I am married to Jo with two sons and have a love for the outdoors, enjoying hunting and fishing.

Erin Pope
Rotorua
Member since 2004 – President since 2017

My interest in the building industry began on Waiheke Island where I was born and bred, and this was also where I completed my carpentry apprenticeship.I also lived and worked in the UK for three years and on returning to New Zealand in 2003, my wife Elise and I decided to settle in Rotorua and start our own construction company.

Away from work, I enjoy a variety of things, including fishing, hunting, squash, and cricket and spending quality time with family and friends.

Paul Riedel
Taupo
Member since 2000 – President since 2019

I completed my apprenticeship in the New Zealand army before heading overseas with my wife for three years.While travelling I was employed as a cabinetmaker and involved in repiling 200-year-old houses in London and Amsterdam. In 1998, we moved back to New Zealand and settled in Taupo. My company employs ten staff and carries out new house builds.

I am passionate about seeing new people with a high skill level come through the trade and I look forward to having a positive influence on our industry to help enable it to move forward with creditability.

Mark Roil
Hawke’s Bay
Member since 2015 – President since 2021

After finishing high school in Hawke’s Bay, I went straight into a carpentry apprenticeship while also studying Construction Management through Victoria University. Once qualified, I spent five years abroad in Canada and Australia. Upon returning to Hawke’s Bay five years ago I started a prefabrication business which has slowly grown into what it is today. We can currently build six inside our 1800m2 factory at one time and once completed they can be transported all over New Zealand.When I’m not working, I’m either surfing, mountain biking, hunting, fishing, or diving.

Phillip Claffey
Gisborne
Member since 2006 – President since 2017

I started my company in 2005, with just myself and an apprentice undertaking small jobs and renovations. Since then my company has grown as demand has grown. We specialise in new homes and renovations and I am very passionate about the building industry in general.I am always up-skilling and looking for ways for my team and I to perform better.

I am a mad keen hunter and fisherman and, if I’m not working, I am always looking for new spots around New Zealand to investigate.

Adan Larsen
Taranaki
Member since 2008 – President since 2016

I was born and raised in Taranaki on a dry stock farm and at the end of sixth form I left school to work in a large quarry, driving heavy machinery. While at the quarry I helped with a large building project which inspired me to pursue a career in building.My wife Kelly and I are passionate about the building industry and especially training apprentices, which we have done since starting our building company in 2004. It gives me pleasure to see the apprentices develop and go on to achieve great accomplishments within their own lives.

Craig Whitton
Manawatu
Member since 2010 – President since 2019

I have been building in the Rangitikei area for 17 years after completing my apprenticeship as an adult. Prior to building I worked as a dairy farmer for 15 years. It had always been a life goal to build my own home, which I did while completing my apprenticeship.I run a small family business along with my wife Liz, specialising in renovations, bathrooms and new builds and any other jobs that challenge the team. We have three children, and we love to get out in our jet boat or out in the great outdoors.

Paul Bashford
Wairarapa
Member since 2013 – President since 2015

When I left school, I moved to the Wairarapa and worked in forestry. After seven years, I changed careers to complete an adult Carpentry Apprenticeship and in 2010 started my own business building a combination of architectural and commercial builds.My wife Rebecca and I have three boys and when we have time, we enjoy fishing at Castlepoint.

I am also a member of the Wairarapa Search and Rescue driven by my love for the outdoors and helping people.

Adrian Reid
Wellington
Member since 2010 – President since 2016

Originally from Tokoroa, I left school in 1987 and tried to get a building apprenticeship. However, jobs were non-existent, so I embarked on a dairy farming career. Fast forward 15 years, various jobs later and a big OE, I followed a girl to Wellington where I started a carpentry apprenticeship at the age of 32.I have been running my business now for 15 years with a small team specialising in large renovations and architectural new builds.

Our family loves spending time at the beach, camping, fishing, and riding dirt bikes.

Dave Gunter
Nelson Bays
Member since 2000 – President 2018

I was born in Tauranga and served my apprenticeship/ advanced trade straight out of school. I also lived and worked in Hawaii, USA for four years and I built in Tauranga until 2003 when I hung up my tools and focused on design work.I moved to the South Island’s West Coast for 12 years and was the West Coast President for seven years before moving to Marahau, Abel Tasman.

My wife Heather and I have four kids and love the outdoors and ocean.

These days I work from home, doing design work all over New Zealand.

Nick Hill
Blenheim/Marlborough
Member since 2013 – President since 2020

I have been in the construction industry in Blenheim for close to 30 years. I began my career in aluminium fabrication then took on a building apprenticeship.I’ve been self-employed in building for around 15 years now, starting out with contracting and have now evolved into design-and-build projects.

When I’m not on the tools you’ll find me enjoying the various outdoor activities that Marlborough has to offer.

Rodney Archer
West Coast
Member since 2004 – President since 2015

I was born and bred in Hokitika and have all the traits of a “West Coaster” lifestyle enjoying the outdoors.I have been in the building industry for 27 years and self-employed for 23 years. My building background is a mix of residential, civil, and commercial.

I, unfortunately, have a like for concrete, so cannot turn down a good pour or a day out fishing.

Richard Poff
Canterbury
Member since 2008 – President since 2017

I am a proud born and bred Cantabrian and run a small successful building company in Christchurch.I’ve lived in a variety of places, both in New Zealand and overseas and have enjoyed a wide and varied work life.

Now semi-retired I am able to spend more time indulging in my many hobbies. These range from furniture design and making, collecting old and interesting woodworking tools, model railways, fishing, and exploring our wonderful country.

Dan Gallagher
Mid and South Canterbury
Member since 2008 – President since 2017

I completed my apprenticeship in 1996 before starting my own company, Gallagher Trade Building in 2007. Based in Timaru, I employ six staff and specialise in new builds, alterations/renovations, and a bit of light commercial.I am very passionate about NZCB and I held the position of Vice President for over eight years before taking on the role of President.

In my downtime, I enjoy fishing, diving, camping, and spending time with my wife Tracy, our three children and two dogs.

Sacha Gray
Otago
Member since 2005 – President since 2016

I was raised on a farm in the Catlin’s then pushed off to polytech by my parents which led me to 30 awesome years of building in Dunedin and its surrounding areas.I enjoy new builds, using recycled materials and modern energy-efficient building techniques. We also complete a lot of alterations big and small.

I enjoy off-road motorbiking, mountain biking in the hills and being out on the lake to scare the fish. Sometimes I am joined by wife, Emily and our three girls.

Andy McRae
Central Otago
Member since 2008 – President since 2016

I am a true “Southern Man”, born in Gore, raised in Dunedin, and now settled in Arrowtown.I completed my apprenticeship in the mid-90’s before moving to London where I ran a building company for a few years. In 2006, I moved back to New Zealand and established my company, thebuilders.co.nz, and currently employ 13 staff.

My wife Angela and I have three kids, we enjoy mountain biking, spending winters on the slopes and summers in the caravan and boat.

Recently I started restoring an old Land Cruiser and I also collect different types of gin.

Paul Young
Southland
Member since 2003 – President since 2017

I live in Te Anau and have done so my entire life.I started my building apprenticeship at the age of 15 in a joinery workshop and after 18 months in joinery I moved to a building company where I completed my apprenticeship. I remained with that company until 2002 when we started our own business. We now employ five staff and carry out new home builds, alterations, renovations, and light commercial builds.

My wife Kendra and I have three boys and we enjoy hunting, fishing, jet boating and motor biking.

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12.1	Part G of the Schedule contemplates that the Parties will elect who is responsible for arranging the contract works insurance. If the Parties have not made that election or if their intention is unclear, then the Owner must arrange contract works insurance if the Building Work involves changes, alterations, renovations, restoration, repairs or maintenance to existing structures, and the Builder is responsible for arranging contract works insurance if the Building Work involves constructing an entirely new stand-alone structure. Irrespective of who arranges the contract works insurance, the excess on a contract works claim is payable by the Owner. Given that such insurance typically expires on Practical Completion, the Owner must ensure that the Building is insured from that point onwards.
12.2	The amount insured must be at least as much as the Original Contract Price, plus an allowance for Owner-supplied materials, expediting expenses, removal of debris, professional fees, increased costs during construction, increased costs during reconstruction, and materials in storage (off the Project site). Unless otherwise agreed, the allowances for these items shall be those shown in Part G of the Schedule, and if no allowance is made in that Part for any item then the allowance must be reasonable in the circumstances.
12.3	The Owner must arrange contract works insurance against loss or damage to the Owner’s existing structures made available by the Owner to enable the performance of the Building Work, or existing structures adjacent to the Building, and to the Owner’s contents. This insurance must be for the full replacement value, and for consequential loss arising from loss or damage to those structures and contents.
12.4	The Builder must arrange public liability insurance for loss or damage to any property, or illness, injury or death to any person, that arises from the performance of the Building Work.
12.5*	In the event of loss or damage to any part of the Building which is not caused by the Builder or any party for whom the Builder is responsible:
	a.	The Builder is not required to carry out any restoration work at the Builder’s own expense.
	b.	The Builder will restore all loss or damage to the Building and the restoration work will be treated as a Variation.
	c.	The restoration work will be paid for from the proceeds of the contract works insurance.
	d.	If the delay in confirming insurance cover after loss or damage to the Building has occurred is such that the Builder can no longer reasonably afford to maintain spare capacity to perform the Building Work when required, the Builder may suspend the Building Work as if clause 20.2 applied, and if the Builder has not cancelled the contract in the meantime, the Builder shall not be obliged to resume the Building Work until the Builder’s commitments reasonably allow for a resumption.
12.6	If this Contract is completed on-line, and either Party has selected the option to apply for a contract works policy marketed under the “REDi” brand, then an application for such a policy will be automatically generated from the information entered into the Schedule of this Contract.
12.7	The insurance broker responsible for arranging the REDi contract works policy and the underwriter(s) to whom the application is submitted together with their respective representatives or agents are authorised to obtain from, and disclose to, any other party any information they consider relevant to the assessment of the application for the policy.
12.8	For the purpose of section 12 of the Contract and Commercial Law Act 2017, the provisions in this Part 12 are intended to create obligations enforceable by the insurance broker and the underwriter(s) referred to in clause 12.7 and their respective representatives or agents, whether or not they are parties to this Building Contract.

4.1	This is a building contract in which the total price payable for the Building Work is not fixed, specified, or known at the time of entering into the Contract. Instead, the progress payments and the Final Contract Price are to be calculated by reference to the actual costs incurred by the Builder in carrying out the Building Work, plus a Margin for the Builder’s Off-site Overheads and profit. The Parties may have chosen to enter into this form of building contract for any number of reasons, including that it is too difficult for the Builder and/or the Owner to accurately predict the precise scope of the Building Work at the outset, or the Building Work involves innovative systems or materials the cost of which is largely unknown, or to avoid the administrative burden of having to recalculate a fixed contract price each time a component of the work changes, or simply because it is their preference to do so. While this inevitably involves some uncertainty as to what the Final Contract Price will eventually amount to, it has the advantage that at the conclusion of the Building Work the Owner will have become liable to pay no more and no less than the value of the Building Work and materials the Owner has actually received.
4.2	The progress payments and the Final Contract Price payable to the Builder shall therefore be calculated by reference to the hours of work expended by the Builder and the Builder’s employees and contractors in carrying out the Building Work, plus the materials and other direct costs incurred by the Builder in carrying out the Building Work, using the rates set out in Part F of the Schedule. Onto those amounts shall then be added the Margins for the Builder’s Off-site Overheads and profit, calculated by reference to the percentages shown in Part F of the Schedule.
4.3	The Builder shall be entitled to charge for and recover all costs that the Builder would not have incurred but for the Building Work, and that are reasonably necessary to carry out the Building Work to the standard required by this Contract, plus the relevant Builder’s Margins. Those costs include (without limitation):
	a.	The Builder’s own labour and labour performed by the Builder’s employees and contractors.
	b.	Products or services from subcontractors or specialist trades.
	c.	Professional advice such as architecture and engineering.
	d.	Building materials and consumables.
	e.	Hireage of tools, plant, equipment, appliances or vehicles.
4.4	The cost of labour shall be calculated using the labour rates set out in Part F of the Schedule, or where no rates have been specified in any particular case, at the prevailing market rates for the personnel in question. The labour rates set out in Part F of the Schedule apply to normal working hours and days, and in calculating working hours no deduction shall be made for work breaks that are reasonably necessary for the consumption of food or beverages or to ensure the continued health, safety, productivity and efficiency of the relevant personnel. Where in order to comply with the Builder’s obligations under this Contract it is reasonably necessary for the Builder and/or the Builder’s employees and subcontractors to carry out Building Work outside of normal working hours or on weekends or public holidays, and the Builder is required to pay penal or overtime rates as a result, those penal or overtime rates shall be included in the calculation of the cost of the Building Work.
4.5	All the costs of the Building Work apart from labour shall be calculated by reference to the invoice issued to the Builder for the relevant item, or if no invoice was issued, by reference to what the Builder actually paid. Where such costs cannot be separately identified or accurately ascertained through timesheets, invoices or otherwise, the cost of those items shall be calculated having regard to the prevailing market price for the relevant items.
4.6	The rates set out in Part F of the Schedule shall be adjusted for any increase in the rates charged by subcontractors that could not reasonably have been foreseen by the Builder at the time this Contract is signed by the Builder, and which would otherwise have the effect of eroding the Builder’s profit margin. The Builder must be able to substantiate the increase by reference to written evidence such as quotations, communications or invoices from the relevant subcontractor, clearly demonstrating the rates that were first advised to the Builder when Part F of the Schedule was completed, and the rates subsequently charged. The Builder shall whenever reasonably practicable, resist any rate increases and procure subcontracts on the basis of fixed rates that cannot be increased during the course of the Building Work.
4.7	If any of the subcontractor rates set out in Part F of the Schedule decrease for any reason (other than rebates or discounts provided to the Builder as a result of such factors as loyalty, volume of business, enticement to form a new or long term trading relationship, or membership of a trade association or cooperative company), the decreased rate(s) shall be used in the calculation of all progress payments and the Final Contract Price from the time that the decrease takes effect.
4.8	Either prior or subsequent to the Parties entering into this Contract, the Builder may have given or may give to the Owner or the Owner’s representative(s) an estimate, indication, projection, guess, intimation, prediction or similar communication (together referred to as an “estimate”) as to what the Final Contract Price or any component of it is likely to turn out to be. It is common for building owners to request an estimate and it is common for builders, in good faith and out of a desire to be helpful, to comply with that request, or indeed to offer an estimate unsolicited. The Parties acknowledge that even the most carefully calculated estimate can in hindsight prove to be grossly pessimistic or optimistic, and it is impossible for the Builder to accurately predict what the final outcome of the Project will be, given that so many factors are outside the Builder’s control.
4.9	The Parties have chosen this form of contract rather than a fixed price contract because they have agreed that the Final Contract Price will be determined by the hours of work and the materials and other direct costs that are ultimately involved, and the margin applied to those items. By definition, those hours and those costs cannot be known in advance. The Parties therefore expressly record that any such estimate that may have been or may be provided by the Builder – assuming the Builder used the term “estimate” or some reasonably equivalent expression – shall only represent the Builder’s best guess, based on the Builder’s experience and what the Builder knows about the Project itself to date. The Builder agrees to take reasonable care in calculating any estimate that may be given, and to keep the Owner regularly informed, by the provision of periodic invoices or otherwise, of the amount paid and payable to the Builder in respect of the Building Work at any given time.
4.10	A price estimate is fundamentally different from an undertaking, promise, commitment, statement, assurance, warranty or representation (together referred to as a “representation”) that the total contract price will amount to, or will not exceed, a stated or fixed sum. If the Builder has given such a representation, then that will bind the Builder in accordance with its terms. However the representation must be reasonably inferred from the wording used. For example if either of the Parties has, without full knowledge of the legal significance, mistakenly described an estimate as a “quote” or used some other wording that might suggest a representation that would be enforceable in law, then that will not constitute a representation if the Parties did not intend it to have that effect.

13.1	Part H of the Schedule contemplates that the Parties will elect who is responsible for arranging the contract works insurance. If the Parties have not made that election or if their intention is unclear, then the Owner must arrange contract works insurance if the Building Work involves changes, alterations, renovations, restoration, repairs or maintenance to existing structures, and the Builder is responsible for arranging contract works insurance if the Building Work involves constructing an entirely new stand-alone structure. Irrespective of who arranges the contract works insurance, the excess on a contract works claim is payable by the Owner. Given that such insurance typically expires on Practical Completion, the Owner must ensure that the Building is insured from that point onwards.
13.2	The amount insured must be at least as much as the Original Contract Price, plus an allowance for Owner-supplied materials, expediting expenses, removal of debris, professional fees, increased costs during construction, increased costs during reconstruction, and materials in storage (off the Project site). Unless otherwise agreed, the allowances for these items shall be those shown in Part H of the Schedule, and if no allowance is made in that Part for any item then the allowance must be reasonable in the circumstances.
13.3	The Owner must arrange contract works insurance against loss or damage to the Owner’s existing structures made available by the Owner to enable the performance of the Building Work, or existing structures adjacent to the Building, and to the Owner’s contents. This insurance must be for the full replacement value, and for consequential loss arising from loss or damage to those structures and contents.
13.4	The Builder must arrange public liability insurance for loss or damage to any property, or illness, injury or death to any person, that arises from the performance of the Building Work.
13.5	In the event of loss or damage to any part of the Building which is not caused by the Builder or any party for whom the Builder is responsible:
		a.	The Builder is not required to carry out any restoration work at the Builder’s own expense.
		b.	The Builder will restore all loss or damage to the Building and the restoration work will be treated as a Variation.
		c.	The restoration work will be paid for from the proceeds of the contract works insurance.
		d.	If the delay in confirming insurance cover after loss or damage to the Building has occurred is such that the Builder can no longer reasonably afford to maintain spare capacity to perform the Building Work when required, the Builder may suspend the Building Work as if clause 20.2 applied, and if the Builder has not cancelled the contract in the meantime, the Builder shall not be obliged to resume the Building Work until the Builder’s commitments reasonably allow for a resumption.
13.6	If this Contract is completed on-line, and either Party has selected the option to apply for a contract works policy marketed under the “REDi” brand, then an application for such a policy will be automatically generated from the information entered into the Schedule of this Contract.
13.7	The insurance broker responsible for arranging the REDi contract works policy and the underwriter(s) to whom the application is submitted together with their respective representatives or agents are authorised to obtain from, and disclose to, any other party any information they consider relevant to the assessment of the application for the policy.
13.8	For the purpose of section 12 of the Contract and Commercial Law Act 2017, the provisions in this Part 13 are intended to create obligations enforceable by the insurance broker and the underwriter(s) referred to in clause 13.7 and their respective representatives or agents, whether or not they are parties to this Building Contract.

9.1	The Builder shall commence the Building Work within a reasonable time after:
	a.	the Contract has been signed by both parties; and
	b.	any deposit payable in accordance with clause 7.2 has been paid; and
	c.	any necessary Building Consent or resource consent or other requisite consents or licences or consent amendments have been issued.
9.2	Unless otherwise agreed in writing between the Parties, the Owner shall obtain all project information memoranda, Building Consents, resource or other consents or licences, and consent amendments required for the Building Work.
9.3	The Owner shall promptly provide all information reasonably required by the Builder to enable the Builder to comply with the Builder’s obligations under this Contract, whether prior to the commencement of, during the performance of, or after the completion of the Building Work.
9.4	The expected completion date stated in Part B of the Schedule shall be automatically extended by a reasonable time where delays arise due to:
	a.	Variations;
	b.	Any strike, lockout, or other industrial action;
	c.	Loss or damage to the Building Work other than loss or damage caused by the Builder’s breach of its obligations under this Contract;
	d.	Flood, volcanic, or seismic events;
	e.	Inclement weather;
	f.	Failure to obtain consent or approval through no fault of the Builder;
	g.	Failure by the Owner to give timely directions;
	h.	Unforeseen physical conditions;
	i.	The Builder exercising its right to suspend the Building Work under this Contract;
	j.	Act, omission or default by the Owner or any person for whose acts or omissions the Owner is responsible;
	k.	A separate contractor’s act or omission;
	l.	Unavailability or shortage of materials;
	m.	Any other event which is beyond the reasonable control of the Builder and for which the Builder is not responsible.

7.1	The Builder is not obliged to commence the Building Work until any deposit payable in accordance with clause 7.2 has been paid.
7.2	The Deposit shall be paid by the Owner upon signing the Contract. The Deposit shall be held by the Builder and applied towards payment of the final invoice, or as provided by clause 20.9 or clause 21.4. The Deposit is therefore not to be treated as a progress payment. If the final invoice is less than the Deposit then the Builder shall pay the Owner the balance of the Deposit upon issuing the final invoice.
7.3	The Owner shall make progress payments to the Builder for Building Work completed and materials supplied, including any adjustments for Provisional Sums, cost fluctuations or Variations, up to the end of the applicable period or stage of work. The payments shall be made into a bank account provided by the Builder via internet banking or direct deposit, unless the parties agree on a different payment method.
7.4	Where the parties have agreed to progress payments at completion stages (Option A in Part E of the Schedule) the Builder may issue an invoice at any time after a relevant stage of completion is reached. If a completion stage cannot be reached due to matters beyond the Builder’s reasonable control, and one month has elapsed since the previous invoice, the Builder may invoice for the proportion of that completion stage that has been reached.
7.5	Where the parties have agreed to progress payments at the end of defined periods of time (Option B in Part E of the Schedule) the Builder may issue an invoice for the Building Work completed up to the end of each such period. Any invoice issued in advance of the end of the relevant period (other than a final invoice) shall be deemed to have been issued on the last working day of that period.
7.6	The Owner must pay the invoiced amount in full within 5 Working Days of the invoice being delivered or sent to the Owner or such other time as is stated in Part F of the Schedule. If the Owner does not consider that all or any part of the invoiced amount is payable, the Owner must, within 5 Working Days after the invoice was delivered or sent to the Owner:
	a.	reply in writing to the Builder stating the amount that the Owner considers payable (the undisputed amount), and
	b.	specifying the reasons why any part of the invoiced amount is disputed, and the method in which the disputed amount has been calculated; and
	c.	pay the undisputed amount.
7.7	If the Builder’s invoice is or is accompanied by a payment claim made under the CCA, then any payment schedule as defined in section 5 of that Act must be provided to the Builder within 5 Working Days of the payment claim being served on the Owner.
7.8	The Owner shall pay progress payments on the due dates, irrespective of when the Owner’s bank or financier is prepared to advance any monies required by the Owner in order to meet the Owner’s payment obligations under this Contract. It is the Owner’s responsibility to ensure that sufficient funds are available to comply with the Owner’s payment obligations under this Contract. The issue of a Code Compliance Certificate is not a prerequisite to Practical Completion or the Builder’s entitlement to payment of the final invoice.
7.9	The Owner may at any time request the Builder to provide a receipt or statement recording or evidencing the payments received from the Owner.
7.10	The Parties will comply with their obligations (if any) under Subpart 2A of the CCA (which requires certain retention monies to be held on trust or otherwise secured) to the extent that Subpart 2A applies to this Contract. The purpose of this provision is to ensure that an adjudicator appointed under the CCA or an arbitrator appointed under the Arbitration Act 1996 has jurisdiction to make a determination in respect of any such obligations, as if they were expressly incorporated into this Contract.