Strategic Partners

Actively align with the purpose of our Association and bring with them a wealth of expertise and support on a national basis to our members.

ITM

ITM – Your Building Supplies Specialists. Independent Timber Merchants Cooperative with 90 stores New Zealand wide. Providing the best quality timber, hardware, paint, tools...

Winstone Wallboards – GIB

Winstone Wallboards is New Zealand’s only manufacturer and largest marketer of gypsum plasterboard, drywall systems, associated products and services....

Carters

We’ve been in the industry for over 150 years. During that time CARTERS have learnt that good business is all about partnerships. CARTERS believe...

Metro Performance Glass

Metro Performance Glass is New Zealand’s leading manufacturer and installer of double-glazed windows for both new residential and retrofit markets. The company also process...

Mitre 10

For home hardware products, builders’ supplies & DIY essentials New Zealand wide, visit your local Mitre 10 or Mitre 10 MEGA store, or buy...

National Partners

Provide significant support to our members and have the option to engage with our members across a wide range of opportunities.

Abodo

Abodo crafts timbers with lasting beauty that are safe for people and the environment. Many exterior timbers are harvested from unsustainable old growth forests...

Advice Financial & nib

Advice Financial are an Independent Nationwide Financial Advisers – Through nib they have negotiated on our behalf an exclusive group health insurance offer only...

Altus Window Systems

Altus Window Systems are manufactured and distributed by our nationwide network, which is the largest family of fabricators in the country: Bradnam’s®, Dualglaze®, Fisher®,...

Anzor Fasteners Limited

Anzor carry the largest stock holding of stainless fasteners and fittings in New Zealand. Our local branches are brimming with stock and backed up...

APL Window Solutions

APL products are exclusively available through our manufacturers nationwide: At APL Window Solutions, we take huge pride in our 49-year track record of supplying...

Assa Abloy New Zealand Ltd

ASSA ABLOY is the global leader in door hardware solutions, renowned for innovation and consistently listed in the Forbes top 100 most innovative companies....

Bowers Brothers Concrete Ltd

Bowers Brothers Concrete are a family owned concrete manufacturing company that has been in the business for over 70 years. In that time we...

Building Recruitment

Building Recruitment Limited is an Industry Specialist in Permanent, Temporary and Contract recruitment; servicing a wide spectrum of roles within Building and Construction. We...

Carters

We’ve been in the industry for over 150 years. During that time CARTERS have learnt that good business is all about partnerships. CARTERS believe...

CoreLogic

CoreLogic is the largest property data and analytics company in the world, providing clients with leading property information, platforms and predictive analytics that allows...

CS For Doors Ltd

CS FOR DOORS is New Zealand’s premier manufacturer of innovative door solutions. They are a family owned business that began in Auckland in 1986,...

CSR

CSR is the name behind many of New Zealand\’s respected building materials brands such as AFS®, Bradford Insulation™, Designer Series, CSR™, Edmonds™, Hebel®, Monier™,...

Curtis Architecture

We believe to have successful projects it is important for clients to pick their team early on. When the lines of communication between the...

Digital Mobile Vodafone

Digital Mobile Vodafone have been partners with NZCB since 1998, offering NZCB members special deals and discounts. We are proud to support New Zealand...

DVS

For over two decades, DVS® have been making New Zealand homes healthier with their superior home ventilation systems. Many homes suffer from excess moisture...

ECKO Fastening Systems

ECKO Fastening Systems Ltd “makes your job easier” is a 100% Kiwi owned and operated company. Specialising in innovative systems to help you, the...

ELWD – Elwood workwear

At Elwood Work Division we strive to make the most supreme product to produce a perfect balance between function, protection and style. Each garment...

Fairview Systems Limited

For almost 50 years, we’ve helped thousands of Kiwis make the most of their homes and living spaces. We’re proud to call New Zealand...

Franklins

Franklins is New Zealand’s oldest independent and family owned plumbing merchant established in 1954 stretching three generations. Franklins focus is providing the industry with...

FREE UP

FREE UP is the go-to tech advisor for builders and trades. We select the best app for your business, get you set up, then...

Futurewood NZ

Futurewood was developed by Futurewood Australia specifically to handle the harsh Australian and New Zealand environment. Futurewood is an eco friendly, 100% recycled product...

GTEE

Do you want to sort out warranty & maintenance issues with your clients? Gtee gives your client their own cloud-based folder containing all the...

Hazardco Ltd

How Safe is your Workplace or Office? Under New Zealand’s new health and safety legislation, businesses are responsible for providing a safe and healthy...

Hilti (New Zealand) Limited

At Hilti we make and design leading-edge technology, software and services, which power the professional construction industry. We’re global, based in over 120 countries...

HomePlus

HomePlus is a National Franchise which began in 1961 custom making blinds, awnings and screens using the Sunray brand. Over the past 50+ years...

Independent Building Supplies

INDEPENDENT BUILDING SUPPLIES has been distributing panel products right around New Zealand since 1993. Our focus is on sourcing the best panel products available...

INTAKS NZ Ltd

INTAKS is the award-winning scaffolding and roof-edge protection system that delivers efficiency on site, reduces costs, and improves safety. Supported by a range of...

ITM

ITM – Your Building Supplies Specialists. Independent Timber Merchants Cooperative with 90 stores New Zealand wide. Providing the best quality timber, hardware, paint, tools...

Jacobsen

Jacobsen is the importer and distributor of structural building products, Dincel structural walls, Rodecca cladding, NBK Terracotta and Hunter Douglas Quadroclad rainscreens. Suppliers to...

James Hardie NZ Ltd

James Hardie is an international building product manufacturer and a global leader in fibre cement products. Operating for over 130 years, we continue to...

Jesani

JESANI’s® Shower, Door and Appliance stainless steel drainage channels are custom designed on a per project basis and manufactured in New Zealand to provide...

JSC Timber

JSC Timber is a leading manufacturer and supplier of quality hardwood and exotic soft wood timber products. Recognised as leaders in timber cladding and...

Karcher NZ Limited

Karcher is the global market leader in cleaning technology and innovation, based in Germany, has been operating for over 80 years and is proudly...

KLC Limited

KLC Generation 2 NZ Timber Cladding Systems is an H3.2, MicroPro® (MCA) treated exterior suite of products designed for the exterior cladding of residential...

Kopine

Kopine’s high density Ultralock™ and Tongue & Groove particleboard flooring is made right here in New Zealand. Designed for Kiwi conditions with a 12...

Laminex New Zealand

Laminex New Zealand is the leading manufacturer and supplier of decorative surfaces and panel products. From benchtops and cabinetry, through to structural flooring, wall...

Marley New Zealand Limited

Marley New Zealand is part of the Aliaxis group, a privately owned business based in Belgium and active around the world. Aliaxis group employs...

Marshall Innovations Ltd

Marshall Innovations supply & distribute a range of premium imported & New Zealand manufactured weather tightness & construction solutions for commercial & residential building...

Matley

Matley Limited is a Chartered Accounting practice based in Auckland, Tauranga, Hamilton, Tokoroa and Christchurch. The philosophy of the company is to reduce barriers...

Metro Performance Glass

Metro Performance Glass is New Zealand’s leading manufacturer and installer of double-glazed windows for both new residential and retrofit markets. The company also process...

MiTek NZ Ltd

MiTek is a diversified global supplier of software, engineered products, services and automated manufacturing equipment. Specializing in the residential construction industry, MiTek provides a...

Mitre 10

For home hardware products, builders’ supplies & DIY essentials New Zealand wide, visit your local Mitre 10 or Mitre 10 MEGA store, or buy...

New Zealand Visa Connections

New Zealand Visa Connections are a bespoke firm of Licensed Immigration Advisers who work with employers and skilled workers to manage the visa application...

Noel Leeming Commercial

As New Zealand’s leading retailer of appliances, computers and electronics for home or business Noel Leeming has everything you need to support your building...

NZ Foam Limited

NZ Foam provides Among the Highest Rated Home Insulation in New Zealand. If you are looking for an insulation product that never moves or...

Open2view

Open2view is your one stop shop for real estate marketing. We can help you get the most out of your property marketing efforts with:...

Pacific Steel Group

Pacific Steel is New Zealand’s only manufacturer of Wire Rod, Reinforcing Bar and Coil products with a production rate of around 250,000 tonnes per...

Paslode (division of ITW NZ Ltd)

Paslode, a division of Illinois Tool Works (NYSE: ITW), is the premiere manufacturer of innovative fastening solutions and services. For over 80 years, professional...

PlaceMakers

PlaceMakers is New Zealand’s leading and largest supplier of building materials and hardware. We’re 100% committed to our customers. We employ over 2,100 people...

Pro Clima NZ Limited

Pro Clima NZ Ltd is a leader in the development and manufacture of reliable weathertightenss and airtightness building systems. We have an ethical commitment...

Productspec

Productspec and Smartspec are market-leading tools for building and design professionals, and consumers. Productspec is a single-source of thousands of New Zealand building, architecture,...

PW Systems

PW Systems is based in Auckland and locally situated in Christchurch. We deliver a complete range of quality waterproofing trafficable membranes and distribution services...

QV Costbuilder

QV costbuilder provides the latest construction cost data to the property and construction industries. The online subscription platform enables property professionals and builders to...

Ramset NZ

Established in New Zealand in 1955 it has become the largest supplier of fasteners for securing steel and timber components to concrete. The Ramset...

Rave Build

Created in New Zealand for the New Zealand building industry. RAVE is a powerful cloud-based software solution designed to help you: • REDUCE project headaches...

Red LBP Limited

Red LBP is the ultimate solution to building reports. We have taken into consideration all of the pain points through market research, and created...

Red Quantity Surveying 2017 Ltd

Red QS is primarily the builders QS, providing bespoke quantity surveying services to builders and sub trades, large and small, all across New Zealand....

Red Stag Timber

Builders want a superior grade of structural timber that reduces rework, cuts wastage and provides an exceptional finished job for their customers. Red Stag...

Renault

Renault has a global reputation of creating some of the world’s most reliable and magnifique automobiles for over 120 years. For past twenty years,...

Resene

Resene has everything you need for your decorating project, from quality colour and paints and wood stains, decorating accessories and professional advice to help...

Rosenfeld Kidson & Co. Ltd

Rosenfeld Kidson & Co. Ltd is a specialist timber merchant and importer and has been New Zealand owned since being incorporated in 1930. We...

Sellwood

Attic ladders are the smart way to access the storage space and utilities above your ceiling, they fold down when you need them and...

Senco Brands (NZ) Limited

A Leading Supplier of Fasteners and associated Tools to the NZ Construction and Manufacturing Industries. For over 60 years the SENCO brand has been...

SIKA (NZ) LTD

Sika – Building Trust Sika is a global leader in products for many critical construction fields. Our main Trade and DIY areas are sealing...

Simx Limited

Simx is a leading supplier to the electrical and HVAC industries. We are making a difference in those industries by providing wholesalers, retailers and...

Soudal

Soudal New Zealand is a new name to many in the New Zealand construction sector. However, for over 20 years we have been the...

Steel Frame Solutions

Manufacturing quality (LGS) Light Gauge Steel products – including house frames, floor systems and trusses for all Residential including Tiny homes, Sheds and Commercial...

Tax Management NZ

Did you know you can make your tax payments match your business cashflow? Paying through TMNZ means you can get more flexibility over your...

The New Zealand Building Economist

The New Zealand Building Economist (NZBE) offers current building construction costs for residential and light commercial construction, that builders and others use to check...

The Trades Coach

The typical business owner I work with loves what they do, is happiest solving technical challenges for their clients, but feels held back by...

Thermakraft

A recognised leader in the industry, Thermakraft is the sole New Zealand manufacturer of synthetic wall and roofing underlays which have been designed and...

Titan IT

TITAN IT provides IT and Cloud Services to enable NZCB members to become more productive and to focus on core business. Services at special...

Toyota Financial Services

Toyota Financial Services have brought innovation and expertise to the market and ‘gone the extra mile’ for New Zealand motorists with our range of...

USG Boral

USG Boral (NZ) offer the NZ building industry a proven choice for plasterboard linings to provide full, warranted USG Boral interior systems. The innovative...

Viking Roofspec

For over 50 years, Viking Roofspec has led the market in the supply of roofing and waterproofing materials. By combining leading–edge function with design...

Warmup NZ Ltd

If you are looking for an underfloor heating solution that provides both quality and cost-efficiency, then welcome to Warmup. We have been heating Kiwi...

Winstone Wallboards – GIB

Winstone Wallboards is New Zealand’s only manufacturer and largest marketer of gypsum plasterboard, drywall systems, associated products and services....

YourQS

Fast accurate estimating for residential builders. YourQS uses our innovative 3D technology to build your project cost from the ground up providing a measure...

12.1	Part G of the Schedule contemplates that the Parties will elect who is responsible for arranging the contract works insurance. If the Parties have not made that election or if their intention is unclear, then the Owner must arrange contract works insurance if the Building Work involves changes, alterations, renovations, restoration, repairs or maintenance to existing structures, and the Builder is responsible for arranging contract works insurance if the Building Work involves constructing an entirely new stand-alone structure. Irrespective of who arranges the contract works insurance, the excess on a contract works claim is payable by the Owner. Given that such insurance typically expires on Practical Completion, the Owner must ensure that the Building is insured from that point onwards.
12.2	The amount insured must be at least as much as the Original Contract Price, plus an allowance for Owner-supplied materials, expediting expenses, removal of debris, professional fees, increased costs during construction, increased costs during reconstruction, and materials in storage (off the Project site). Unless otherwise agreed, the allowances for these items shall be those shown in Part G of the Schedule, and if no allowance is made in that Part for any item then the allowance must be reasonable in the circumstances.
12.3	The Owner must arrange contract works insurance against loss or damage to the Owner’s existing structures made available by the Owner to enable the performance of the Building Work, or existing structures adjacent to the Building, and to the Owner’s contents. This insurance must be for the full replacement value, and for consequential loss arising from loss or damage to those structures and contents.
12.4	The Builder must arrange public liability insurance for loss or damage to any property, or illness, injury or death to any person, that arises from the performance of the Building Work.
12.5*	In the event of loss or damage to any part of the Building which is not caused by the Builder or any party for whom the Builder is responsible:
	a.	The Builder is not required to carry out any restoration work at the Builder’s own expense.
	b.	The Builder will restore all loss or damage to the Building and the restoration work will be treated as a Variation.
	c.	The restoration work will be paid for from the proceeds of the contract works insurance.
	d.	If the delay in confirming insurance cover after loss or damage to the Building has occurred is such that the Builder can no longer reasonably afford to maintain spare capacity to perform the Building Work when required, the Builder may suspend the Building Work as if clause 20.2 applied, and if the Builder has not cancelled the contract in the meantime, the Builder shall not be obliged to resume the Building Work until the Builder’s commitments reasonably allow for a resumption.
12.6	If this Contract is completed on-line, and either Party has selected the option to apply for a contract works policy marketed under the “REDi” brand, then an application for such a policy will be automatically generated from the information entered into the Schedule of this Contract.
12.7	The insurance broker responsible for arranging the REDi contract works policy and the underwriter(s) to whom the application is submitted together with their respective representatives or agents are authorised to obtain from, and disclose to, any other party any information they consider relevant to the assessment of the application for the policy.
12.8	For the purpose of section 12 of the Contract and Commercial Law Act 2017, the provisions in this Part 12 are intended to create obligations enforceable by the insurance broker and the underwriter(s) referred to in clause 12.7 and their respective representatives or agents, whether or not they are parties to this Building Contract.

4.1	This is a building contract in which the total price payable for the Building Work is not fixed, specified, or known at the time of entering into the Contract. Instead, the progress payments and the Final Contract Price are to be calculated by reference to the actual costs incurred by the Builder in carrying out the Building Work, plus a Margin for the Builder’s Off-site Overheads and profit. The Parties may have chosen to enter into this form of building contract for any number of reasons, including that it is too difficult for the Builder and/or the Owner to accurately predict the precise scope of the Building Work at the outset, or the Building Work involves innovative systems or materials the cost of which is largely unknown, or to avoid the administrative burden of having to recalculate a fixed contract price each time a component of the work changes, or simply because it is their preference to do so. While this inevitably involves some uncertainty as to what the Final Contract Price will eventually amount to, it has the advantage that at the conclusion of the Building Work the Owner will have become liable to pay no more and no less than the value of the Building Work and materials the Owner has actually received.
4.2	The progress payments and the Final Contract Price payable to the Builder shall therefore be calculated by reference to the hours of work expended by the Builder and the Builder’s employees and contractors in carrying out the Building Work, plus the materials and other direct costs incurred by the Builder in carrying out the Building Work, using the rates set out in Part F of the Schedule. Onto those amounts shall then be added the Margins for the Builder’s Off-site Overheads and profit, calculated by reference to the percentages shown in Part F of the Schedule.
4.3	The Builder shall be entitled to charge for and recover all costs that the Builder would not have incurred but for the Building Work, and that are reasonably necessary to carry out the Building Work to the standard required by this Contract, plus the relevant Builder’s Margins. Those costs include (without limitation):
	a.	The Builder’s own labour and labour performed by the Builder’s employees and contractors.
	b.	Products or services from subcontractors or specialist trades.
	c.	Professional advice such as architecture and engineering.
	d.	Building materials and consumables.
	e.	Hireage of tools, plant, equipment, appliances or vehicles.
4.4	The cost of labour shall be calculated using the labour rates set out in Part F of the Schedule, or where no rates have been specified in any particular case, at the prevailing market rates for the personnel in question. The labour rates set out in Part F of the Schedule apply to normal working hours and days, and in calculating working hours no deduction shall be made for work breaks that are reasonably necessary for the consumption of food or beverages or to ensure the continued health, safety, productivity and efficiency of the relevant personnel. Where in order to comply with the Builder’s obligations under this Contract it is reasonably necessary for the Builder and/or the Builder’s employees and subcontractors to carry out Building Work outside of normal working hours or on weekends or public holidays, and the Builder is required to pay penal or overtime rates as a result, those penal or overtime rates shall be included in the calculation of the cost of the Building Work.
4.5	All the costs of the Building Work apart from labour shall be calculated by reference to the invoice issued to the Builder for the relevant item, or if no invoice was issued, by reference to what the Builder actually paid. Where such costs cannot be separately identified or accurately ascertained through timesheets, invoices or otherwise, the cost of those items shall be calculated having regard to the prevailing market price for the relevant items.
4.6	The rates set out in Part F of the Schedule shall be adjusted for any increase in the rates charged by subcontractors that could not reasonably have been foreseen by the Builder at the time this Contract is signed by the Builder, and which would otherwise have the effect of eroding the Builder’s profit margin. The Builder must be able to substantiate the increase by reference to written evidence such as quotations, communications or invoices from the relevant subcontractor, clearly demonstrating the rates that were first advised to the Builder when Part F of the Schedule was completed, and the rates subsequently charged. The Builder shall whenever reasonably practicable, resist any rate increases and procure subcontracts on the basis of fixed rates that cannot be increased during the course of the Building Work.
4.7	If any of the subcontractor rates set out in Part F of the Schedule decrease for any reason (other than rebates or discounts provided to the Builder as a result of such factors as loyalty, volume of business, enticement to form a new or long term trading relationship, or membership of a trade association or cooperative company), the decreased rate(s) shall be used in the calculation of all progress payments and the Final Contract Price from the time that the decrease takes effect.
4.8	Either prior or subsequent to the Parties entering into this Contract, the Builder may have given or may give to the Owner or the Owner’s representative(s) an estimate, indication, projection, guess, intimation, prediction or similar communication (together referred to as an “estimate”) as to what the Final Contract Price or any component of it is likely to turn out to be. It is common for building owners to request an estimate and it is common for builders, in good faith and out of a desire to be helpful, to comply with that request, or indeed to offer an estimate unsolicited. The Parties acknowledge that even the most carefully calculated estimate can in hindsight prove to be grossly pessimistic or optimistic, and it is impossible for the Builder to accurately predict what the final outcome of the Project will be, given that so many factors are outside the Builder’s control.
4.9	The Parties have chosen this form of contract rather than a fixed price contract because they have agreed that the Final Contract Price will be determined by the hours of work and the materials and other direct costs that are ultimately involved, and the margin applied to those items. By definition, those hours and those costs cannot be known in advance. The Parties therefore expressly record that any such estimate that may have been or may be provided by the Builder – assuming the Builder used the term “estimate” or some reasonably equivalent expression – shall only represent the Builder’s best guess, based on the Builder’s experience and what the Builder knows about the Project itself to date. The Builder agrees to take reasonable care in calculating any estimate that may be given, and to keep the Owner regularly informed, by the provision of periodic invoices or otherwise, of the amount paid and payable to the Builder in respect of the Building Work at any given time.
4.10	A price estimate is fundamentally different from an undertaking, promise, commitment, statement, assurance, warranty or representation (together referred to as a “representation”) that the total contract price will amount to, or will not exceed, a stated or fixed sum. If the Builder has given such a representation, then that will bind the Builder in accordance with its terms. However the representation must be reasonably inferred from the wording used. For example if either of the Parties has, without full knowledge of the legal significance, mistakenly described an estimate as a “quote” or used some other wording that might suggest a representation that would be enforceable in law, then that will not constitute a representation if the Parties did not intend it to have that effect.

13.1	Part H of the Schedule contemplates that the Parties will elect who is responsible for arranging the contract works insurance. If the Parties have not made that election or if their intention is unclear, then the Owner must arrange contract works insurance if the Building Work involves changes, alterations, renovations, restoration, repairs or maintenance to existing structures, and the Builder is responsible for arranging contract works insurance if the Building Work involves constructing an entirely new stand-alone structure. Irrespective of who arranges the contract works insurance, the excess on a contract works claim is payable by the Owner. Given that such insurance typically expires on Practical Completion, the Owner must ensure that the Building is insured from that point onwards.
13.2	The amount insured must be at least as much as the Original Contract Price, plus an allowance for Owner-supplied materials, expediting expenses, removal of debris, professional fees, increased costs during construction, increased costs during reconstruction, and materials in storage (off the Project site). Unless otherwise agreed, the allowances for these items shall be those shown in Part H of the Schedule, and if no allowance is made in that Part for any item then the allowance must be reasonable in the circumstances.
13.3	The Owner must arrange contract works insurance against loss or damage to the Owner’s existing structures made available by the Owner to enable the performance of the Building Work, or existing structures adjacent to the Building, and to the Owner’s contents. This insurance must be for the full replacement value, and for consequential loss arising from loss or damage to those structures and contents.
13.4	The Builder must arrange public liability insurance for loss or damage to any property, or illness, injury or death to any person, that arises from the performance of the Building Work.
13.5	In the event of loss or damage to any part of the Building which is not caused by the Builder or any party for whom the Builder is responsible:
		a.	The Builder is not required to carry out any restoration work at the Builder’s own expense.
		b.	The Builder will restore all loss or damage to the Building and the restoration work will be treated as a Variation.
		c.	The restoration work will be paid for from the proceeds of the contract works insurance.
		d.	If the delay in confirming insurance cover after loss or damage to the Building has occurred is such that the Builder can no longer reasonably afford to maintain spare capacity to perform the Building Work when required, the Builder may suspend the Building Work as if clause 20.2 applied, and if the Builder has not cancelled the contract in the meantime, the Builder shall not be obliged to resume the Building Work until the Builder’s commitments reasonably allow for a resumption.
13.6	If this Contract is completed on-line, and either Party has selected the option to apply for a contract works policy marketed under the “REDi” brand, then an application for such a policy will be automatically generated from the information entered into the Schedule of this Contract.
13.7	The insurance broker responsible for arranging the REDi contract works policy and the underwriter(s) to whom the application is submitted together with their respective representatives or agents are authorised to obtain from, and disclose to, any other party any information they consider relevant to the assessment of the application for the policy.
13.8	For the purpose of section 12 of the Contract and Commercial Law Act 2017, the provisions in this Part 13 are intended to create obligations enforceable by the insurance broker and the underwriter(s) referred to in clause 13.7 and their respective representatives or agents, whether or not they are parties to this Building Contract.

9.1	The Builder shall commence the Building Work within a reasonable time after:
	a.	the Contract has been signed by both parties; and
	b.	any deposit payable in accordance with clause 7.2 has been paid; and
	c.	any necessary Building Consent or resource consent or other requisite consents or licences or consent amendments have been issued.
9.2	Unless otherwise agreed in writing between the Parties, the Owner shall obtain all project information memoranda, Building Consents, resource or other consents or licences, and consent amendments required for the Building Work.
9.3	The Owner shall promptly provide all information reasonably required by the Builder to enable the Builder to comply with the Builder’s obligations under this Contract, whether prior to the commencement of, during the performance of, or after the completion of the Building Work.
9.4	The expected completion date stated in Part B of the Schedule shall be automatically extended by a reasonable time where delays arise due to:
	a.	Variations;
	b.	Any strike, lockout, or other industrial action;
	c.	Loss or damage to the Building Work other than loss or damage caused by the Builder’s breach of its obligations under this Contract;
	d.	Flood, volcanic, or seismic events;
	e.	Inclement weather;
	f.	Failure to obtain consent or approval through no fault of the Builder;
	g.	Failure by the Owner to give timely directions;
	h.	Unforeseen physical conditions;
	i.	The Builder exercising its right to suspend the Building Work under this Contract;
	j.	Act, omission or default by the Owner or any person for whose acts or omissions the Owner is responsible;
	k.	A separate contractor’s act or omission;
	l.	Unavailability or shortage of materials;
	m.	Any other event which is beyond the reasonable control of the Builder and for which the Builder is not responsible.

7.1	The Builder is not obliged to commence the Building Work until any deposit payable in accordance with clause 7.2 has been paid.
7.2	The Deposit shall be paid by the Owner upon signing the Contract. The Deposit shall be held by the Builder and applied towards payment of the final invoice, or as provided by clause 20.9 or clause 21.4. The Deposit is therefore not to be treated as a progress payment. If the final invoice is less than the Deposit then the Builder shall pay the Owner the balance of the Deposit upon issuing the final invoice.
7.3	The Owner shall make progress payments to the Builder for Building Work completed and materials supplied, including any adjustments for Provisional Sums, cost fluctuations or Variations, up to the end of the applicable period or stage of work. The payments shall be made into a bank account provided by the Builder via internet banking or direct deposit, unless the parties agree on a different payment method.
7.4	Where the parties have agreed to progress payments at completion stages (Option A in Part E of the Schedule) the Builder may issue an invoice at any time after a relevant stage of completion is reached. If a completion stage cannot be reached due to matters beyond the Builder’s reasonable control, and one month has elapsed since the previous invoice, the Builder may invoice for the proportion of that completion stage that has been reached.
7.5	Where the parties have agreed to progress payments at the end of defined periods of time (Option B in Part E of the Schedule) the Builder may issue an invoice for the Building Work completed up to the end of each such period. Any invoice issued in advance of the end of the relevant period (other than a final invoice) shall be deemed to have been issued on the last working day of that period.
7.6	The Owner must pay the invoiced amount in full within 5 Working Days of the invoice being delivered or sent to the Owner or such other time as is stated in Part F of the Schedule. If the Owner does not consider that all or any part of the invoiced amount is payable, the Owner must, within 5 Working Days after the invoice was delivered or sent to the Owner:
	a.	reply in writing to the Builder stating the amount that the Owner considers payable (the undisputed amount), and
	b.	specifying the reasons why any part of the invoiced amount is disputed, and the method in which the disputed amount has been calculated; and
	c.	pay the undisputed amount.
7.7	If the Builder’s invoice is or is accompanied by a payment claim made under the CCA, then any payment schedule as defined in section 5 of that Act must be provided to the Builder within 5 Working Days of the payment claim being served on the Owner.
7.8	The Owner shall pay progress payments on the due dates, irrespective of when the Owner’s bank or financier is prepared to advance any monies required by the Owner in order to meet the Owner’s payment obligations under this Contract. It is the Owner’s responsibility to ensure that sufficient funds are available to comply with the Owner’s payment obligations under this Contract. The issue of a Code Compliance Certificate is not a prerequisite to Practical Completion or the Builder’s entitlement to payment of the final invoice.
7.9	The Owner may at any time request the Builder to provide a receipt or statement recording or evidencing the payments received from the Owner.
7.10	The Parties will comply with their obligations (if any) under Subpart 2A of the CCA (which requires certain retention monies to be held on trust or otherwise secured) to the extent that Subpart 2A applies to this Contract. The purpose of this provision is to ensure that an adjudicator appointed under the CCA or an arbitrator appointed under the Arbitration Act 1996 has jurisdiction to make a determination in respect of any such obligations, as if they were expressly incorporated into this Contract.

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